Job Title

**Do you want your voice heard and your actions to count?** Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. **Job Summary** Analysts within SGMM Healthcare will be responsible for contributing to the growth of MUFG's Sponsor, Mid-Corporate, Mid-Market and LCM business and portfolio through support of coverage bankers on credit and cross-sell opportunities across the SGMM Healthcare portfolio. Key qualifications include a knowledge of corporate finance and accounting to conduct analysis of new client opportunities. Ability to understand financial models, evaluate financial statements and other diligence materials, and deliver client-ready materials via PowerPoint and Excel. Key attributes include the ability to manage and prioritize several work streams effectively while supporting senior bankers in a highly collaborative environment with others across the team and the bank. **Critical responsibilities for the role** : + Preparing marketing materials for clients based on the intersection of client needs and MUFG products across acquisition finance, securitization, derivatives, and other financial solutions + Managing and keeping current a portfolio-level database of client information to determine the applicability of bank solutions + Analyze borrower financial statements, operating trends, cash flow, liquidity, leverage, and profitability to assess credit strength and key risks + Supporting coverage bankers on live deals from origination through close + Maintain portfolio databases and monitor borrower performance to identify early signs of credit deterioration or improvement + Engage with client management teams and investment professionals to gather information and support credit and cross-sell solutions + Ensuring compliance with policy and regulatory requirements + Spearheading KYC on new and existing clients + Coordinating with back- and middle-office for loan closings to ensure successful execution and booking of transactions **Major** **Responsibilities:** + Prepare client marketing materials that align MUFG's financing and risk solutions with the needs of healthcare clients across pharma, biotech, med tech, healthcare IT, providers, and payers. + Analyze borrower financial statements, operating trends, cash flow, liquidity, leverage, and profitability to assess credit strength and key risks. + Evaluate collateral quality by reviewing receivables, inventory appraisals, audits, and borrowing base activity. + Support coverage bankers on transactions from origination through closing, including underwriting, due diligence, scenario analysis, and credit risk assessment. + Review financial covenant compliance and ensure adherence to reporting, policy, and regulatory requirements. + Maintain portfolio databases and monitor borrower performance to identify early signs of credit deterioration or improvement. + Manage KYC processes and coordinate with internal teams to facilitate accurate and timely loan closings. + Engage with client management teams and investment professionals to gather information and support execution. + Spread financials and build credit models tailored to healthcare industry dynamics. **Qualifications:** + Bachelor's degree in Finance, Accounting, Economics, Business or related field + Strong interest in Healthcare industry + 1+ years of work experience in financial institutions or equivalent credit risk related function analyzing/covering corporate borrowers + Knowledge of Accounting and Corporate Finance + Strong written, verbal, and interpersonal skills + Proficiency in Microsoft Word, PowerPoint, and Excel The typical base pay range for this role is between $100K - $110K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary (We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them! **Our Culture Principles** + Client Centric + People Focused + Listen Up. Speak Up. + Innovate & Simplify + Own & Execute