Job Title

Job Description Northwest Bank is a premier financial services provider focused on delivering best-in-class customer experiences while remaining committed to the local communities we serve. The Deposit Pricing & Analytics Analyst will work cross functionally with partners to accelerate balance and customer acquisition, manage balance retention, and ensure the competitive positioning of deposit products across multiple geographies. This position will support in the creation, maintenance, and execution deposit rate strategies for the Consumer and Business portfolios, including development and management of pricing elasticity models to support balance growth and desired net interest margins. This role will require effective collaboration with key bank partners, including line of business leadership, marketing, technology, enterprise project management, compliance, and finance. Additionally, the Deposit Pricing & Analytics Analyst will participate in the execution of projects to support enhancements, product launches and marketing campaigns. Essential Functionsu2022 Develop / Manage Deposit Pricing models to optimize rate / marketing activities allowing the bank to grow at the lowest overall cost. Including monitoring competitive landscape and ensuring Northwest maintains its desired pricing stance.u2022 Assist in the management of overall Net Interest Margin for organization, partnering with Retail, Business and Commercial Lines in addition to Treasury management to find the optimal pricing point to support balance acquisition and retention through economic cycles.u2022 Execute short-term rate tactics, support the development of new product and rate concepts, and develop long term product pricing and rate strategiesu2022 Support the development / management of overall end to end bank exception rate processes.u2022 Partner with stakeholders to execute on all rate change implementations.u2022 Partner with other Product Management team members and other stakeholders to support development of the product vision, make recommendations related to product design/functionality (as measured by customer value, growth and business outcomes) and work with marketing and sales to ensure we are executing on those visionsu2022 Partner with internal stakeholders, aligning on customer and market research and analytics to ensure we are working towards our current year objectives.u2022 Manage third party relationships, including Curinos, related to competitive insights, model development and deployment.u2022 Research customer segments served by Northwest Banku2019s products, conduct market assessments, and recommend actions to increase share of wallet and market shareu2022 Support in the development of annual and strategic financial plans for Deposit Portfolio.u2022 Create general Ad Hoc analysis within the deposit portfolio.u2022 Maintain Northwest Banku2019s standard for internal controls, such as the internal and external audit points working efficiently and effectively to satisfy any issues raised by regulators as neededu2022 Support in Vendor management responsibilitiesu2022 Market Research and Analysis: u2022 Stay abreast of market trends, competitor offerings, and evolving client requirements. Use market signals and insights to identify opportunities make enhance existing products. Perform continuous benchmarking related to our Deposit Rates and Product offerings.u2022 Portfolio Management: u2022 Monitor portfolio trends including P&L, Balances, Fee income, productions, attrition. Report out to partners, make recommendations for enhancements/corrective action when actuals are not inline with expectations. u2022 Work closely with Treasury to support overall bank funding. u2022 Risk Management: u2022 Have solid understanding of first line of defense, the importance of risk management and their roles and responsibilities therein u2022 Knowledge of fundamental regulations governing U.S. retail deposit accounts, payments, and digital banking services, including but not limited to Regulation DD, Truth in Savings, Regulation E, and Regulation CC. Apply this knowledge to ensure compliance, risk management, and proper regulatory reporting u2022 Working knowledge of other important regulations, including but not limited to the Bank Secrecy Act (BSA), Patriot Act and Office of Foreign Assets Control (OFAC) u2022 Responsible for adherence to compliance as it pertains to products, services, delivery and management of deposit products and overall portfolio Additional Essential Functionsu2022 Ensure compliance with Northwestu2019s policies and procedures, and Federal/State regulationsu2022 Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiencyu2022 Work as part of a teamu2022 Work with on-site equipment Additional Responsibilitiesu2022 Complete other duties and special projects as requested by management Safety and Health for those without supervisory duties u2022 Abide by the rules of the safety and loss prevention programu2022 Perform work tasks in a safe manneru2022 Report any and all injuries to supervisoru2022 Know what to do in case of an emergency QUALIFICATIONSTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor's Degree Business, Finance, Marketing, or related field Work Experience8 - 12 years Deposit pricing, rate analytics, and modeling General Supervisory/Manager Knowledge, Skills, and Abilitiesu2022 Ability to identify existing and potential problems, obtain and evaluate relevant information, identify possible causes of the problems, and suggest an alternative course of action including innovative or creative approaches u2022 Ability to allocate and effectively use information, personnel, time, and other resources necessary for implementation of Northwestu2019s strategic plans u2022 Ability to make decisions, render judgments, and take action on tasks within the scope of given authority in a timely fashion u2022 Ability to develop, evaluate, and implement alternative courses of action, based on correct assumptions concerning resources and guidelines, and support decisions or recommendations with data or reasoning u2022 Ability to present and express ideas and information effectively and concisely in an oral and/or written mode in a manner appropriate for the audience u2022 Ability to listen and comprehend what others are saying and facilitate the open exchange of ideas and information u2022 Ability to motivate and provide direction in the activities of others, appropriately assigning work and authority, in the accomplishment of goals; providing advice and assistance as required u2022 Ability to understand and appropriately apply procedures, requirements, regulations, and policies; maintain credibility with others on specialty matters Additional Knowledge, Skills and AbilitiesExcellent people skills, a positive attitude and leadership abilities are critical to the success of this position Adaptability, customer focus, decisiveness, driving for results, initiative, sales focus, teamwork and cooperation, business acumen, developing others, managing others, project management Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees. A t Northwest, weu2019re here for what's next. Whether we're finding opportunities for families, businesses and communities or opening doors for our team, we share a passion for helping the people around us succeed. And we know that in order to provide the highest level of care, we need to understand unique experiences and perspectives. That's why, whether you're interested in a corporate role or something customer-facing, your talent and voice matter. Here, you belong. Working at Northwest, you'll find that we recognize our employees for the important work they do through competitive compensation and benefits, professional development opportunities and by regularly celebrating wins along the way. So, take a look at the opportunities here. And join us as we move into the future making a difference for the people we serve.